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Profiden+ Blog
Identity & KYC

CKYC Search & Download API

Search the Central KYC Registry by PAN or other identifier, confirm a record exists and, with the customer's consent, download the verified KYC record. Skip repeat document collection for customers who have already been KYC'd.

Response
Real-time
Inputs
1 required · 2 optional
Consent
Recorded per request
Billing
Per successful call
POST /v1/ckyc-search
Sandbox · Production
  1. Your application sends

    • PAN or other ID number*
    • Date of birth
    • Customer authorisation for download
  2. Profiden API

    Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.

  3. Verified with

    Central KYC Registry

  4. You receive

    • CKYC record found (yes/no)
    • CKYC identifier
    • KYC record with identity and address details on download
    • Record update date
ckyc-search Full reference

What the CKYC Search & Download API does

Most financial customers already have a KYC record in the central registry. The CKYC Search & Download API checks for a record, returns the CKYC identifier and lets you pull the full record once the customer authorises it, cutting onboarding from days of paperwork to a single consent step.

Regulated entities use it both to onboard faster and to satisfy the obligation to check the registry before creating a fresh record.

Consent is part of the contract

Searching confirms existence only. Downloading the record requires the customer's authorisation, which is captured and stored with the request.

Benefits of the CKYC Search & Download API

Look up an existing central KYC record and reuse it with consent.

Onboard in minutes

Reuse verified KYC instead of collecting documents again.

Regulatory obligation met

Checks the registry before a new record is created, as required.

Complete record

Identity, address and photo in one download.

Consent tracked

Authorisation stored alongside the download.

Use cases

CKYC Search & Download API use cases

Where the CKYC Search & Download API is typically called, and what it settles there.

Bank and NBFC onboarding

Instant KYC for customers already in the registry.

Broking and mutual funds

Reuse KYC across financial products.

Insurance issuance

Verified identity and address for policy proposals.

Periodic KYC refresh

Confirm records are current during re-KYC cycles.

How the CKYC Search & Download API works

Request and response details, environments and a ready-to-import collection are in the developer console at console.profiden.com.

01

Authenticate

Call with your organisation API key. Sandbox and production use the same contract.

02

Send the inputs

PAN or other ID number as a JSON body. Optional fields sharpen the match.

03

We verify at source

Profiden queries the authoritative record, normalises the answer and logs the request.

04

Act on the result

A verification status plus the fields listed above, in the same response envelope as every other API.

Built for the DPDP Act 2023

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

Encryption in transit and at rest
Data processed in India
Per-request audit trail
Masked identifiers in responses

CKYC Search & Download API: frequently asked questions

What teams ask before adding the CKYC Search & Download API to their integration.

Entities registered with the central KYC registry. Profiden enables it per organisation after eligibility is confirmed.

The search returns a clear negative, and you proceed with Aadhaar eKYC or DigiLocker to create the KYC.

Related APIs

APIs that usually run alongside the CKYC Search & Download API, on the same key.

All APIs

Get access to the CKYC Search & Download API

Tell us your use case and expected volume. We set up the organisation, share per-call pricing and issue keys.