Integrate end to end on free demo hits — pay only when you go live.Free demo hits. Pay when you go live.
Request access
Validate a UPI ID (VPA) and retrieve the name registered to it, with an optional name-match result. A lightweight, instant alternative to account and IFSC verification for gig, marketplace and refund payouts.
Your application sends
emver API
Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.
Verified with
UPI network
You receive
UPI is how most Indian gig workers, small sellers and customers prefer to be paid. The UPI Verification API confirms the handle is active and returns the account holder's registered name, so you know the money is going to the person who signed up and not to a handle they typed in wrong.
Pass the name you expect and get a match verdict, removing the need for a separate reconciliation step.
Resolve a UPI ID to its registered account holder and match the name.
Resolves while the person is still filling in the payout form.
Confirms the handle belongs to your partner, seller or customer.
Cheaper than account verification and no IFSC needed.
Verified handles mean fewer bounced customer refunds.
Where the UPI Verification API is typically called, and what it settles there.
Verify the UPI handle at onboarding.
Confirm small-seller payout details.
Validate before pushing money out.
Fast beneficiary confirmation for small-ticket loans.
Request and response details, environments and a ready-to-import collection are in the developer console.
Call with your organisation API key. Sandbox and production use the same contract.
UPI ID (VPA) as a JSON body. Optional fields sharpen the match.
emver queries the authoritative record, normalises the answer and logs the request.
A verification status plus the fields listed above, in the same response envelope as every other API.
Privacy and security built in
Consent recorded · Payloads not retained beyond your retention window · Every request traceable
FAQ
What teams ask before adding the UPI Verification API to their integration.
Yes. Any handle on the UPI network resolves regardless of the app that issued it.
For UPI payouts, yes. If you pay by NEFT or IMPS, verify the account and IFSC with the Bank Account Verification API instead.
Usually called with the UPI Verification API, on the same key.
Banking & Credit
Confirm an account exists and belongs to the person or business you are paying.
Identity & KYC
Confirm an Aadhaar number is genuine and active, without OTP friction.
Identity & KYC
Validate a PAN, match the name and confirm it is active with the tax department.
Tell us which APIs and what monthly volume. We set up your organisation, approve the APIs with demo hits and share per-call pricing.