Emver
Emver

Employee Verification

Pre/Post Employee White Collar Blue Collar GIG Works

KYC & Onboarding

Identity Verification Address & Contact Verification AML & Risk Screening

B2B Risk Assessment

Vendor Onboarding Director & UBO Check GST & MCA Checks Financial Health View all solutions Browse all checks
Banks & NBFCs Fintech & Payments IT & Technology Staffing & Gig Healthcare Real Estate Gaming & Crypto E-Commerce & Retail

Identity & KYC

Aadhaar PAN PAN-Aadhaar Link Passport Driving Licence Voter ID DigiLocker Aadhaar eKYC CKYC PAN Detail Aadhaar Offline Ration Card Doctor Nurse Advocate RERA Drug Licence Death Certificate

Business & KYB

GSTIN GSTIN by PAN TAN Company (MCA) Directorship (DIN) Udyam / MSME Import Export Code FSSAI Licence GST Filings Company Financials Shop & Establishment GST with OTP MCA Documents Company Search ITR Status Trademark UBO Udyog Aadhaar

Documents & Biometrics

Document OCR Face Match Liveness Video KYC Aadhaar Masking Name Match Signature Deepfake Tamper Check

Banking & Credit

Bank Account UPI ID Credit Report IFSC Lookup Reverse Penny Drop Statement Analysis Business Credit Penny-less Account Aggregator e-NACH

Workforce & Assets

EPFO History CA Membership Vehicle RC Vehicle Challans Dual Employment Employer Search ESIC Education FASTag Vehicle Insurance National Permit Income Form 16 UAN Lookup ICSI Employer Confirmation

Contact & Address

Mobile Number Email Address Digital Address Mobile to Name Operator Lookup Mobile to PAN WhatsApp Check Physical Address

Risk & Compliance

AML / Sanctions Court Records Adverse Media Digital Footprint Breach Check Case Status Police Verification View all 86 APIs Developer console
Profiden+ Blog
About Locations Careers
Log in Talk to Sales
Banking & Credit

UPI Verification API

Validate a UPI ID (VPA) and retrieve the name registered to it, with an optional name-match result. A lightweight, instant alternative to account and IFSC verification for gig, marketplace and refund payouts.

Response
Real-time
Inputs
1 required · 1 optional
Consent
Not required
Billing
Per successful call
Get API access API reference
POST /v1/upi-verification
Sandbox · Production

  1. Your application sends

    • UPI ID (VPA)*
    • Name to match

  2. Profiden API

    Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.

  3. Verified with

    UPI network

  4. You receive

    • Account holder name
    • Name match result
upi-verification Full reference

What the UPI Verification API does

UPI is how most Indian gig workers, small sellers and customers prefer to be paid. The UPI Verification API confirms the handle is active and returns the account holder's registered name, so you know the money is going to the person who signed up and not to a handle they typed in wrong.

Pass the name you expect and get a match verdict, removing the need for a separate reconciliation step.

Benefits of the UPI Verification API

Resolve a UPI ID to its registered account holder and match the name.

Instant

Resolves while the person is still filling in the payout form.

Name verification

Confirms the handle belongs to your partner, seller or customer.

Lowest cost payout check

Cheaper than account verification and no IFSC needed.

Reduces refund failures

Verified handles mean fewer bounced customer refunds.

Use cases

UPI Verification API use cases

Where the UPI Verification API is typically called, and what it settles there.

Gig and delivery partner payouts

Verify the UPI handle at onboarding.

Marketplace seller settlements

Confirm small-seller payout details.

Customer refunds and cashbacks

Validate before pushing money out.

Micro-lending disbursal

Fast beneficiary confirmation for small-ticket loans.

How the UPI Verification API works

Request and response details, environments and a ready-to-import collection are in the developer console at console.profiden.com.

01

Authenticate

Call with your organisation API key. Sandbox and production use the same contract.

02

Send the inputs

UPI ID (VPA) as a JSON body. Optional fields sharpen the match.

03

We verify at source

Profiden queries the authoritative record, normalises the answer and logs the request.

04

Act on the result

A verification status plus the fields listed above, in the same response envelope as every other API.

Open the UPI Verification reference

Built for the DPDP Act 2023

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

Encryption in transit and at rest
Data processed in India
Per-request audit trail
Masked identifiers in responses

UPI Verification API: frequently asked questions

What teams ask before adding the UPI Verification API to their integration.

Yes. Any handle on the UPI network resolves regardless of the app that issued it.

For UPI payouts, yes. If you pay by NEFT or IMPS, verify the account and IFSC with the Bank Account Verification API instead.

Related APIs

APIs that usually run alongside the UPI Verification API, on the same key.

All APIs

Bank Account Verification

Banking & Credit

Confirm an account exists and belongs to the person or business you are paying.

Aadhaar Verification

Identity & KYC

Confirm an Aadhaar number is genuine and active, without OTP friction.

PAN Verification

Identity & KYC

Validate a PAN, match the name and confirm it is active with the tax department.

More Banking & Credit APIs

Get access to the UPI Verification API

Tell us your use case and expected volume. We set up the organisation, share per-call pricing and issue keys.

Get API access Developer console