Integrate end to end on free demo hits — pay only when you go live.Free demo hits. Pay when you go live.
Request access
Verify that an account number and IFSC belong to an active account and return the holder name for matching, using the banking network's name-lookup rails instead of a one-rupee transfer.
Your application sends
emver API
Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.
Verified with
Authoritative source
You receive
Faster and cheaper than penny drop, with no credit hitting the customer's account. Falls back to penny drop automatically when a bank does not support name lookup, so your integration stays a single call.
Confirm an account and holder name without moving any money.
Nothing to reverse or account for.
Name lookup responds faster than a transfer.
Where the Bank Account Verification (Penny-less) API is typically called, and what it settles there.
Verify beneficiary accounts for gig, vendor and refund payouts.
Confirm the borrower owns the disbursal account.
Request and response details, environments and a ready-to-import collection are in the developer console.
Call with your organisation API key. Sandbox and production use the same contract.
Account number, IFSC as a JSON body. Optional fields sharpen the match.
emver queries the authoritative record, normalises the answer and logs the request.
A verification status plus the fields listed above, in the same response envelope as every other API.
Privacy and security built in
Consent recorded · Payloads not retained beyond your retention window · Every request traceable
FAQ
What teams ask before adding the Bank Account Verification (Penny-less) API to their integration.
Whenever the bank does not answer a name lookup. The method field tells you which route produced the answer.
Usually called with the Bank Account Verification (Penny-less) API, on the same key.
Banking & Credit
Confirm an account exists and belongs to the person or business you are paying.
Banking & Credit
Resolve a UPI ID to its registered account holder and match the name.
Banking & Credit
Resolve an IFSC to its bank, branch, address and supported payment rails.
Tell us which APIs and what monthly volume. We set up your organisation, approve the APIs with demo hits and share per-call pricing.