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Verify a bank account number and IFSC, confirm the account is live, and match the account holder's name against the name you hold. Stop failed payouts, misdirected salaries and vendor payment fraud before the first transfer.
Your application sends
emver API
Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.
Verified with
Banking network account validation
You receive
Mistyped account numbers and deliberately swapped beneficiary details are the two most common causes of payment failure and fraud. The Bank Account Verification API validates the account with the bank, returns the name as held by the bank and gives you a match result against the name you supply.
Optionally include a PAN to corroborate the account ownership further, which is particularly useful for vendor and contractor payments.
Confirm an account exists and belongs to the person or business you are paying.
Catch invalid accounts before payroll, refunds or vendor runs.
The bank's own name on record, compared with yours.
Detect swapped or borrowed bank details in vendor master changes.
Verify inside the form where bank details are captured.
Where the Bank Account Verification API is typically called, and what it settles there.
Validate salary accounts for every new employee.
Verify beneficiary details on creation and on every change.
Confirm accounts before weekly settlements.
Ensure funds reach the right, verified account.
Request and response details, environments and a ready-to-import collection are in the developer console.
Call with your organisation API key. Sandbox and production use the same contract.
Account number, IFSC code as a JSON body. Optional fields sharpen the match.
emver queries the authoritative record, normalises the answer and logs the request.
A verification status plus the fields listed above, in the same response envelope as every other API.
Privacy and security built in
Consent recorded · Payloads not retained beyond your retention window · Every request traceable
FAQ
What teams ask before adding the Bank Account Verification API to their integration.
Verification is performed with the bank without your customer seeing a transaction on their statement in most cases. emver handles the underlying mechanics so you only see the result.
The match result accounts for common variations such as initials and ordering. Clear mismatches are flagged so you can request corrected details.
Yes. The UPI Verification API resolves a UPI handle to the registered account holder name without needing account and IFSC.
Usually called with the Bank Account Verification API, on the same key.
Banking & Credit
Resolve a UPI ID to its registered account holder and match the name.
Identity & KYC
Validate a PAN, match the name and confirm it is active with the tax department.
Business & KYB
Confirm GST registration, legal name, business type and filing compliance.
Tell us which APIs and what monthly volume. We set up your organisation, approve the APIs with demo hits and share per-call pricing.