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Banking & Credit

e-NACH Mandate Registration API

Create an electronic mandate, send the customer through bank authentication and receive the registered mandate reference, so EMIs, premiums and subscriptions can be auto-debited from day one.

Response
Async, by webhook
Inputs
5 required · 1 optional
Consent
Recorded per request
Billing
Per successful call
Get API access API reference
POST /v1/enach-mandate
Sandbox · Production

  1. Your application sends

    • Account number*
    • IFSC*
    • Maximum amount*
    • Frequency*
    • Start date*
    • End date

  2. Profiden API

    Issues a hosted consent link, tracks the person's authorisation and assembles the result.

  3. Completed via

    Authoritative source

  4. You receive by webhook

    • Mandate ID
    • Authentication link
    • Mandate status
    • UMRN (when registered)
enach-mandate Full reference

What the e-NACH Mandate Registration API does

Send the mandate terms — amount, frequency, start and end dates, bank details. The API returns an authentication link; once the customer completes it, the mandate status and UMRN come back synchronously or by webhook.

Consent is part of the contract

The customer authenticates the mandate with their bank; that authentication is the consent.

Benefits of the e-NACH Mandate Registration API

Register recurring debit mandates digitally with net-banking, debit-card or Aadhaar authentication.

Collections on autopilot

Registered mandates mean fewer missed EMIs.

Same-session registration

Customers finish while onboarding.

Use cases

e-NACH Mandate Registration API use cases

Where the e-NACH Mandate Registration API is typically called, and what it settles there.

Loan EMIs

Register the mandate at disbursal.

Insurance premiums and subscriptions

Recurring collections without cheques.

How the e-NACH Mandate Registration API works

Request and response details, environments and a ready-to-import collection are in the developer console at console.profiden.com.

01

Authenticate

Call with your organisation API key. Sandbox and production use the same contract.

02

Create the consent link

Send the person's details and the documents you need. You receive a hosted link to share on any channel.

03

The person authorises

They sign in and choose what to share. Nothing moves without their approval.

04

Receive the result

Verified documents and details arrive by webhook or on the status endpoint, and attach to the case.

Open the e-NACH Mandate Registration reference

Built for the DPDP Act 2023

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

Encryption in transit and at rest
Data processed in India
Per-request audit trail
Masked identifiers in responses

e-NACH Mandate Registration API: frequently asked questions

What teams ask before adding the e-NACH Mandate Registration API to their integration.

Net banking, debit card and Aadhaar-based authentication, subject to the destination bank.

Related APIs

APIs that usually run alongside the e-NACH Mandate Registration API, on the same key.

All APIs

Bank Account Verification

Banking & Credit

Confirm an account exists and belongs to the person or business you are paying.

Account Aggregator Data Fetch

Banking & Credit

Consented bank statements and financial data through the Account Aggregator framework.

UPI Verification

Banking & Credit

Resolve a UPI ID to its registered account holder and match the name.

More Banking & Credit APIs

Get access to the e-NACH Mandate Registration API

Tell us your use case and expected volume. We set up the organisation, share per-call pricing and issue keys.

Get API access Developer console