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Identity & KYC

Aadhaar eKYC (OTP) API

Run a complete, consent-based Aadhaar eKYC: the person enters the OTP sent to their Aadhaar-linked mobile, and you receive their verified name, date of birth, gender, address and photograph. The gold standard for regulated onboarding.

Response: Async, by webhook
Inputs: 2 required
Consent: Recorded per request
Billing: Per successful call

Get API access API reference

POST /v1/aadhaar-ekyc-otp

Sandbox · Production

Your application sends
- Aadhaar number*
- OTP entered by the person*
Profiden API

Issues a hosted consent link, tracks the person's authorisation and assembles the result.
Completed via

UIDAI OTP on the Aadhaar-linked mobile
You receive by webhook
- Verified name
- Date of birth
- Gender
- Full address
- Photograph
- Masked Aadhaar
- Consent reference

aadhaar-ekyc-otp Full reference

What the Aadhaar eKYC (OTP) API does

Where demographic validation only confirms a number is genuine, OTP-based eKYC proves the person in front of you controls the Aadhaar and returns the full KYC record from the authority: name, date of birth, gender, full address and photo. It is the identity check regulators expect for accounts, lending and high-value onboarding.

The flow is two calls: generate the OTP against the Aadhaar number, then submit the OTP the person received. Profiden hosts the consent screen if you want it, captures the consent artefact and returns a masked Aadhaar with the KYC data.

Consent is part of the contract

OTP-based eKYC is consent by construction: the person must enter the code sent to their own mobile. Profiden stores the consent text, timestamp and transaction reference with the request.

Where it is used

Banks & NBFCs Fintech Insurance Gaming

Good to know

Same key and response envelope as every other Profiden API.
Completes asynchronously: poll the status or receive a webhook.
Also available as a check inside Profiden cases, with a PDF report.
Sandbox demo hits let you integrate before production billing.

Benefits of the Aadhaar eKYC (OTP) API

Full Aadhaar eKYC with a one-time password on the registered mobile.

Regulator-grade identity

Meets KYC expectations for accounts, loans and investment products.

Address included

Removes the need for a separate address proof for most onboarding flows.

Photo for face match

Pair the returned photo with Face Match and Liveness to close the loop.

Consent artefacts stored

Every eKYC keeps its consent record for audits and DPDP requests.

Use cases

Aadhaar eKYC (OTP) API use cases

Where the Aadhaar eKYC (OTP) API is typically called, and what it settles there.

Account opening

Fully digital KYC for savings, current and demat accounts.

Lending and insurance

Identity and address in one step before disbursal or policy issue.

Employee onboarding

Verified identity and address for the personnel file.

Age-gated platforms

Confirm date of birth for gaming, trading and other restricted services.

How the Aadhaar eKYC (OTP) API works

Request and response details, environments and a ready-to-import collection are in the developer console at console.profiden.com.

Authenticate

Call with your organisation API key. Sandbox and production use the same contract.

Create the consent link

Send the person's details and the documents you need. You receive a hosted link to share on any channel.

The person authorises

They sign in and choose what to share. Nothing moves without their approval.

Receive the result

Verified documents and details arrive by webhook or on the status endpoint, and attach to the case.

Open the Aadhaar eKYC (OTP) reference

Aadhaar eKYC (OTP) API: frequently asked questions

What teams ask before adding the Aadhaar eKYC (OTP) API to their integration.

They cannot complete OTP eKYC. Fall back to DigiLocker, or to demographic Aadhaar validation combined with Face Match on an ID document.

No. Profiden can host the consent and OTP screens and hand the result back, or you can build your own and pass the consent record with the request.

No. Responses carry a masked Aadhaar, and the raw number is not persisted.