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Banking & Credit

IFSC & Bank Branch Lookup API

Validate an IFSC code and return the bank, branch, address, contact and which transfer rails the branch supports. Auto-fill bank details in your forms and reject invalid codes before a payment is attempted.

Response
Real-time
Inputs
1 required
Consent
Not required
Billing
Per successful call
POST /v1/ifsc-lookup
Sandbox · Production
  1. Your application sends

    • IFSC code*
  2. emver API

    Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.

  3. Verified with

    RBI IFSC directory

  4. You receive

    • Bank name
    • Branch name and address
    • City and state
    • Supported rails (NEFT, RTGS, IMPS, UPI)
    • Contact details
ifsc-lookup Full reference
Overview

What the IFSC & Bank Branch Lookup API does

Mistyped IFSC codes are a leading cause of failed transfers. The IFSC Lookup API validates the code, fills in the bank and branch details for the user and tells you which rails the branch supports, so a payout is routed correctly the first time.

It is free of personal data and can be called liberally inside forms, before Bank Account Verification runs on the full details.

Benefits

Why teams use the IFSC & Bank Branch Lookup API

Resolve an IFSC to its bank, branch, address and supported payment rails.

Auto-fill forms

Users type the code; bank and branch fill themselves.

Fewer failed payments

Invalid codes never reach the payment run.

Instant

Suitable for keystroke-level validation.

Low cost

Inexpensive enough for every form submission.

Use cases

Where it's called

Where the IFSC & Bank Branch Lookup API is typically called, and what it settles there.

Payroll and vendor forms

Validate bank details at capture.

Gig partner payout setup

Guide riders to correct branch details.

Loan disbursal accounts

Verify the routing before funds move.

Refund processing

Confirm rails before pushing refunds.

How it works

Four steps, one response envelope

Request and response details, environments and a ready-to-import collection are in the developer console.

  1. 01

    Authenticate

    Call with your organisation API key. Sandbox and production use the same contract.

  2. 02

    Send the inputs

    IFSC code as a JSON body. Optional fields sharpen the match.

  3. 03

    We verify at source

    emver queries the authoritative record, normalises the answer and logs the request.

  4. 04

    Act on the result

    A verification status plus the fields listed above, in the same response envelope as every other API.

Privacy and security built in

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

FAQ

IFSC & Bank Branch Lookup API: frequently asked questions

What teams ask before adding the IFSC & Bank Branch Lookup API to their integration.

No. It validates the branch code only. Use Bank Account Verification for the account and holder name.

Yes. All IFSC-registered branches resolve.

Related

APIs that run alongside it

Usually called with the IFSC & Bank Branch Lookup API, on the same key.

All APIs
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