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Banking & Credit

Account Aggregator Data Fetch API

Raise a consent request, let the customer approve it in their Account Aggregator app, and receive machine-readable bank statements and other financial information without PDFs or screen scraping.

Response
Async, by webhook
Inputs
4 required
Consent
Recorded per request
Billing
Per successful call
Get API access API reference
POST /v1/account-aggregator
Sandbox · Production

  1. Your application sends

    • Customer mobile*
    • Purpose code*
    • Data from*
    • Data to*

  2. Profiden API

    Issues a hosted consent link, tracks the person's authorisation and assembles the result.

  3. Completed via

    Authoritative source

  4. You receive by webhook

    • Consent ID
    • Consent status
    • Linked accounts
    • Transactions
account-aggregator Full reference

What the Account Aggregator Data Fetch API does

Start with the customer's mobile number and the data you need. Profiden handles the consent artefact, the data fetch and the decryption, and returns normalised transactions, balances and account details ready for Bank Statement Analysis.

Consent is part of the contract

The customer approves the consent request in their Account Aggregator app; the consent artefact is stored with the request.

Benefits of the Account Aggregator Data Fetch API

Consented bank statements and financial data through the Account Aggregator framework.

Structured data

Transactions as JSON, not statements as PDFs.

Regulated consent

Purpose-bound, time-bound and revocable by the customer.

Use cases

Account Aggregator Data Fetch API use cases

Where the Account Aggregator Data Fetch API is typically called, and what it settles there.

Digital lending

Income and obligations from real transactions.

Wealth and PFM apps

Aggregate balances with consent.

How the Account Aggregator Data Fetch API works

Request and response details, environments and a ready-to-import collection are in the developer console at console.profiden.com.

01

Authenticate

Call with your organisation API key. Sandbox and production use the same contract.

02

Create the consent link

Send the person's details and the documents you need. You receive a hosted link to share on any channel.

03

The person authorises

They sign in and choose what to share. Nothing moves without their approval.

04

Receive the result

Verified documents and details arrive by webhook or on the status endpoint, and attach to the case.

Open the Account Aggregator Data Fetch reference

Built for the DPDP Act 2023

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

Encryption in transit and at rest
Data processed in India
Per-request audit trail
Masked identifiers in responses

Account Aggregator Data Fetch API: frequently asked questions

What teams ask before adding the Account Aggregator Data Fetch API to their integration.

Data requests must run under a registered Financial Information User. Talk to your account manager about the onboarding model that fits you.

Related APIs

APIs that usually run alongside the Account Aggregator Data Fetch API, on the same key.

All APIs

Bank Statement Analysis

Banking & Credit

Turn PDF statements into categorised transactions, income and risk indicators.

Bank Account Verification

Banking & Credit

Confirm an account exists and belongs to the person or business you are paying.

Credit Report

Banking & Credit

Consent-based credit score and report for lending and financial-role screening.

More Banking & Credit APIs

Get access to the Account Aggregator Data Fetch API

Tell us your use case and expected volume. We set up the organisation, share per-call pricing and issue keys.

Get API access Developer console