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Request access
Raise a consent request, let the customer approve it in their Account Aggregator app, and receive machine-readable bank statements and other financial information without PDFs or screen scraping.
Your application sends
emver API
Issues a hosted consent link, tracks the person's authorisation and assembles the result.
Completed via
Authoritative source
You receive by webhook
Start with the customer's mobile number and the data you need. emver handles the consent artefact, the data fetch and the decryption, and returns normalised transactions, balances and account details ready for Bank Statement Analysis.
Consent is part of the contract
The customer approves the consent request in their Account Aggregator app; the consent artefact is stored with the request.
Consented bank statements and financial data through the Account Aggregator framework.
Transactions as JSON, not statements as PDFs.
Purpose-bound, time-bound and revocable by the customer.
Where the Account Aggregator Data Fetch API is typically called, and what it settles there.
Income and obligations from real transactions.
Aggregate balances with consent.
Request and response details, environments and a ready-to-import collection are in the developer console.
Call with your organisation API key. Sandbox and production use the same contract.
Send the person's details and the documents you need. You receive a hosted link to share on any channel.
They sign in and choose what to share. Nothing moves without their approval.
Verified documents and details arrive by webhook or on the status endpoint.
Privacy and security built in
Consent recorded · Payloads not retained beyond your retention window · Every request traceable
FAQ
What teams ask before adding the Account Aggregator Data Fetch API to their integration.
Data requests must run under a registered Financial Information User. Talk to your account manager about the onboarding model that fits you.
Usually called with the Account Aggregator Data Fetch API, on the same key.
Banking & Credit
Turn PDF statements into categorised transactions, income and risk indicators.
Banking & Credit
Confirm an account exists and belongs to the person or business you are paying.
Banking & Credit
Consent-based credit score and report for lending and financial-role screening.
Tell us which APIs and what monthly volume. We set up your organisation, approve the APIs with demo hits and share per-call pricing.