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Workforce & Assets

Vehicle Insurance Verification API

Look up the insurance policy attached to a registration number and receive the insurer, policy number, cover type and expiry, so fleets, lenders and marketplaces never run uninsured vehicles.

Response
Real-time
Inputs
1 required
Consent
Not required
Billing
Per successful call
POST /v1/vehicle-insurance-verification
Sandbox · Production
  1. Your application sends

    • Vehicle registration number*
  2. emver API

    Validates the request, queries the source, normalises the answer and logs the call. Billed only on success.

  3. Verified with

    Authoritative source

  4. You receive

    • Currently insured
    • Insurer
    • Policy number (masked)
    • Cover type
    • Valid until
vehicle-insurance-verification Full reference
Overview

What the Vehicle Insurance Verification API does

Send the registration number. The API returns the current policy details from the transport and insurance information registries.

Benefits

Why teams use the Vehicle Insurance Verification API

Confirm a vehicle is insured, by whom and until when.

Expiry visibility

Renewal reminders for partner fleets.

Liability control

No uninsured vehicle on your platform.

Use cases

Where it's called

Where the Vehicle Insurance Verification API is typically called, and what it settles there.

Ride-hailing and delivery onboarding

Insurance as a gate to activation.

Vehicle loans

Confirm cover before disbursal and at renewal.

How it works

Four steps, one response envelope

Request and response details, environments and a ready-to-import collection are in the developer console.

  1. 01

    Authenticate

    Call with your organisation API key. Sandbox and production use the same contract.

  2. 02

    Send the inputs

    Vehicle registration number as a JSON body. Optional fields sharpen the match.

  3. 03

    We verify at source

    emver queries the authoritative record, normalises the answer and logs the request.

  4. 04

    Act on the result

    A verification status plus the fields listed above, in the same response envelope as every other API.

Privacy and security built in

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

FAQ

Vehicle Insurance Verification API: frequently asked questions

What teams ask before adding the Vehicle Insurance Verification API to their integration.

No, only the policy facts. Ask the owner for the document if you need it on file.

Related

APIs that run alongside it

Usually called with the Vehicle Insurance Verification API, on the same key.

All APIs
Access usually set up within one working day

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