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Request access
Establish income from the sources that cannot be doctored — filed income-tax returns, Form 26AS credits and salary inflows — and return an income band with the supporting evidence for lending and high-value hiring.
Your application sends
emver API
Issues a hosted consent link, tracks the person's authorisation and assembles the result.
Completed via
Authoritative source
You receive by webhook
With consent, the API pulls the last filed returns and TDS credits and, optionally, salary credits from consented bank data, then reconciles them into an annual income estimate and a confidence score.
Consent is part of the contract
The person consents to income data access through the OTP or Account Aggregator step that starts the flow.
Verify declared income from tax filings and salary credits with the person's consent.
Filed and credited numbers, not a payslip PDF.
Every estimate names its sources.
Where the Income Verification API is typically called, and what it settles there.
Income proof without document collection.
Verify previous compensation with consent.
Request and response details, environments and a ready-to-import collection are in the developer console.
Call with your organisation API key. Sandbox and production use the same contract.
Send the person's details and the documents you need. You receive a hosted link to share on any channel.
They sign in and choose what to share. Nothing moves without their approval.
Verified documents and details arrive by webhook or on the status endpoint.
Privacy and security built in
Consent recorded · Payloads not retained beyond your retention window · Every request traceable
FAQ
What teams ask before adding the Income Verification API to their integration.
Yes, through filed returns and consented bank inflows; the band reflects both.
Usually called with the Income Verification API, on the same key.
Workforce & Assets
Validate a Form 16 against the TDS records it claims to reflect.
Banking & Credit
Consented bank statements and financial data through the Account Aggregator framework.
Workforce & Assets
Retrieve a candidate's employment history from provident fund records using their UAN.
Tell us which APIs and what monthly volume. We set up your organisation, approve the APIs with demo hits and share per-call pricing.