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Workforce & Assets

Income Verification API

Establish income from the sources that cannot be doctored — filed income-tax returns, Form 26AS credits and salary inflows — and return an income band with the supporting evidence for lending and high-value hiring.

Response
Async, by webhook
Inputs
2 required · 1 optional
Consent
Recorded per request
Billing
Per successful call
Get API access API reference
POST /v1/income-verification
Sandbox · Production

  1. Your application sends

    • PAN*
    • Mobile (for consent)*
    • Declared annual income

  2. Profiden API

    Issues a hosted consent link, tracks the person's authorisation and assembles the result.

  3. Completed via

    Authoritative source

  4. You receive by webhook

    • Estimated annual income
    • Income band
    • Evidence sources used
    • Matches declared income
    • Confidence score
income-verification Full reference

What the Income Verification API does

With consent, the API pulls the last filed returns and TDS credits and, optionally, salary credits from consented bank data, then reconciles them into an annual income estimate and a confidence score.

Consent is part of the contract

The person consents to income data access through the OTP or Account Aggregator step that starts the flow.

Benefits of the Income Verification API

Verify declared income from tax filings and salary credits with the person's consent.

Income you can underwrite

Filed and credited numbers, not a payslip PDF.

Evidence attached

Every estimate names its sources.

Use cases

Income Verification API use cases

Where the Income Verification API is typically called, and what it settles there.

Unsecured lending

Income proof without document collection.

Senior hiring

Verify previous compensation with consent.

How the Income Verification API works

Request and response details, environments and a ready-to-import collection are in the developer console at console.profiden.com.

01

Authenticate

Call with your organisation API key. Sandbox and production use the same contract.

02

Create the consent link

Send the person's details and the documents you need. You receive a hosted link to share on any channel.

03

The person authorises

They sign in and choose what to share. Nothing moves without their approval.

04

Receive the result

Verified documents and details arrive by webhook or on the status endpoint, and attach to the case.

Open the Income Verification reference

Built for the DPDP Act 2023

Consent recorded · Payloads not retained beyond your retention window · Every request traceable

Encryption in transit and at rest
Data processed in India
Per-request audit trail
Masked identifiers in responses

Income Verification API: frequently asked questions

What teams ask before adding the Income Verification API to their integration.

Yes, through filed returns and consented bank inflows; the band reflects both.

Related APIs

APIs that usually run alongside the Income Verification API, on the same key.

All APIs

Form 16 Verification

Workforce & Assets

Validate a Form 16 against the TDS records it claims to reflect.

Account Aggregator Data Fetch

Banking & Credit

Consented bank statements and financial data through the Account Aggregator framework.

Employment History (EPFO)

Workforce & Assets

Retrieve a candidate's employment history from provident fund records using their UAN.

More Workforce & Assets APIs

Get access to the Income Verification API

Tell us your use case and expected volume. We set up the organisation, share per-call pricing and issue keys.

Get API access Developer console