The easiest way to verify
identities & businesses
One REST API for identity, business, document, banking and risk verification in India. Same key, same response format, demo hits on approved APIs, pay per call.
Video KYC
Liveness ✓Liveness detection
Turn your head slowly in a circle following the blue indicator
Identity verification
PAN · Aadhaar · DLDriving licence
PAN
ABCDE1234KNameKartik Arjun S.
StatusVALID
Name matchtrue · 0.98
Bank account verification
Penny-lessBusiness KYB
GSTIN · MCA · UBOVanya Retail Pvt. Ltd.
27AAPCV1234A1Z5
GST
Filed
Directors
2 · DIN ✓
Risk
Low
85+ APIs across 7 categories, built for teams of every size
One platform for every verification need.
emver brings identity, business, document, banking and risk verification together behind one API key and one response format.
Identity & KYC
Government ID verification in real time — Aadhaar, PAN, PAN-Aadhaar Link.
18 APIsBusiness & KYB
Know the entity before you sign — GSTIN, GSTIN by PAN, TAN.
18 APIsDocuments & Biometrics
Read, match and prove liveness — Document OCR, Face Match, Liveness.
9 APIsBanking & Credit
Pay and lend with confidence — Bank Account, UPI ID, Credit Report.
10 APIsWorkforce & Assets
Employment, education, credentials and vehicles — EPFO History, CA Membership, Vehicle RC.
16 APIsContact & Address
Reach the right person at the right place — Mobile Number, Email Address, Digital Address.
8 APIsRisk & Compliance
Screen before you trust — AML / Sanctions, Court Records, Adverse Media.
6 APIsWorkflows & webhooks
Chain APIs into consent-driven flows and get results pushed to your endpoint.
Tailored for every industry.
From onboarding to ongoing monitoring — the same APIs, tuned to what each sector needs.
Fintech
Onboard users in seconds with PAN, Aadhaar eKYC, bank account and UPI verification — consent capture built in.
Read moreLending
Assess borrowers with credit reports, ITR, bank statements and employment history in a single flow.
Read moreInsurance
Verify policyholders and claims with document OCR, face match and government ID checks.
Read moreGig & delivery
Onboard partners with DL, vehicle RC, criminal record and liveness checks — bulk-ready.
Read moreA–Z solutions to accelerate your business growth
Pick a use case and see the exact APIs teams wire together — every one on the same key, with demo hits once access is approved.
Lending
APIs that simplify credit assessment and loan approval by verifying borrower identity, income and financial credentials.
PAN Verification API
Validate a PAN, match the name and confirm it is active with the tax department.
Read moreAadhaar eKYC (OTP) API
Full Aadhaar eKYC with a one-time password on the registered mobile.
Read moreCredit Report API
Consent-based credit score and report for lending and financial-role screening.
Read moreBank Statement Analysis API
Turn PDF statements into categorised transactions, income and risk indicators.
Read moreBank Account Verification API
Confirm an account exists and belongs to the person or business you are paying.
Read moreIncome Verification API
Verify declared income from tax filings and salary credits with the person's consent.
Read moreInsurance
Issue policies and settle claims faster with verified identities, documents and beneficiaries.
ID Document OCR API
Extract structured data from Aadhaar, PAN, passport, DL, voter ID and more.
Read moreFace Match API
Compare a selfie to the photo on an ID document or KYC record.
Read moreVideo KYC API
Agent-assisted or self-serve video identification with recording and audit trail.
Read moreDeath Certificate Verification API
Validate a death certificate for claims, succession and account closure.
Read moreVehicle Insurance Verification API
Confirm a vehicle is insured, by whom and until when.
Read moreVehicle RC Verification API
Verify a vehicle registration and its owner from the national vehicle registry.
Read morePayments
Onboard merchants and users with confidence — bank, UPI and business checks in one flow.
UPI Verification API
Resolve a UPI ID to its registered account holder and match the name.
Read moreBank Account Verification (Penny-less) API
Confirm an account and holder name without moving any money.
Read moreGSTIN Verification API
Confirm GST registration, legal name, business type and filing compliance.
Read moreCompany (MCA) Lookup API
Incorporation status, company type, registered office and filing compliance from the corporate registry.
Read moreReverse Penny Drop API
Verify bank account ownership by having the person pay one rupee via UPI.
Read moree-NACH Mandate Registration API
Register recurring debit mandates digitally with net-banking, debit-card or Aadhaar authentication.
Read moreBanking
Regulated onboarding at scale: CKYC, video KYC, AML screening and compliance checks.
CKYC Search & Download API
Look up an existing central KYC record and reuse it with consent.
Read moreVideo KYC API
Agent-assisted or self-serve video identification with recording and audit trail.
Read moreAML & Sanctions Screening API
Screen people and entities against global sanctions, PEP and watchlists.
Read moreLiveness Detection API
Prove the selfie is a live person, not a photo, screen or mask.
Read moreAdverse Media Screening API
Find negative news about a person or company across news and public sources.
Read morePAN-Aadhaar Link Check API
Confirm a PAN is seeded with the given Aadhaar.
Read moreGig & workforce
Verify delivery partners and employees before day one — identity, vehicle and background.
Driving Licence Verification API
Confirm a driving licence is valid, current and permits the right vehicle class.
Read moreVehicle RC Verification API
Verify a vehicle registration and its owner from the national vehicle registry.
Read moreEmployment History (EPFO) API
Retrieve a candidate's employment history from provident fund records using their UAN.
Read moreCourt & Criminal Records Check API
Search civil and criminal case records across Indian courts for a person or entity.
Read moreDual Employment Check API
Detect concurrent employment from overlapping provident fund contributions.
Read moreDigital Address Verification API
Verify a residential address with geo-tagged, timestamped photos captured by the person.
Read moreDiscover our latest innovations
Products built on top of the API to take the heavy lifting out of onboarding and compliance.
Video KYC
Assisted and self-serve video KYC with real-time OCR, face match and liveness — works on low-bandwidth connections and returns a signed result to your webhook.
Try nowDigiLocker pull
Let users share issuer-signed Aadhaar, PAN, DL and certificates in one consent flow — no uploads, no OCR guesswork.
Try nowBank statement analysis
Turn PDF statements or Account Aggregator data into categorised transactions, income estimates and risk flags.
Try nowDocument AI
Extract fields from any ID, invoice or certificate, detect tampering and deepfakes, and match faces and signatures — all through one endpoint.
Try now85+
Verification APIs
<500ms
Typical response
99.9%
Uptime SLA
7
API categories
Integrate in minutes, not sprints.
Plain REST over HTTPS. One bearer key, one request envelope, one response format across all 85+ APIs — from any language.
curl -X POST https://emver.io/api/v1/verify/pan-verification \ -H "Authorization: Bearer sk_test_…" \ -H "Content-Type: application/json" \ -d '{ "pan_number": "ABCDE1234F" }'
const res = await fetch("https://emver.io/api/v1/verify/pan-verification", { method: "POST", headers: { Authorization: "Bearer sk_test_…", "Content-Type": "application/json" }, body: JSON.stringify({ pan_number: "ABCDE1234F" }), }); const data = await res.json();
import requests r = requests.post("https://emver.io/api/v1/verify/pan-verification", headers={"Authorization": "Bearer sk_test_…"}, json={"pan_number": "ABCDE1234F"}) print(r.json())
$response = Http::withToken('sk_test_…') ->post('https://emver.io/api/v1/verify/pan-verification', [ 'pan_number' => 'ABCDE1234F', ]); $data = $response->json();
Response · 200 OK · 312 ms
{
"status": "success",
"data": { "pan_status": "VALID", "name_match": true, "request_id": "req_8x2k1m" }
}
Demo hits first
Every approved API comes with demo hits. Build the whole integration before you spend a rupee.
Signed webhooks
Async checks like video KYC or court records post to your endpoint the moment they finish.
OpenAPI & Postman
Typed references, a ready Postman collection and working examples for every endpoint.
Usage & billing console
Per-key analytics, request traces, wallet balance and invoices — self-serve.
What integrating with emver looks like
Illustrative feedback from the kind of teams emver is built for — case studies coming soon.
Cut our KYC integration from weeks to days
We were stitching together three vendors for PAN, Aadhaar and bank verification. emver meant one key, one response format and demo hits we could build against as soon as access was approved.
Docs and sandbox meant zero back-and-forth
Most verification vendors make you talk to sales before you see a real response. emver had working examples and demo hits on the APIs we asked for — we evaluated it end-to-end before committing to anything.
Webhooks made async checks simple
Video KYC and court record checks don't return instantly. With signed webhooks we didn't build polling logic — we listen for the event and update our own system when it lands.
One vendor for KYC and KYB
GSTIN, MCA, director and UBO checks on the same key as our user KYC. Seller onboarding went from a two-day manual review to minutes.
Compliance team signed off fast
Consent text and timestamps stored with every request and a clean audit trail — the compliance review was short.
Illustrative examples — not verbatim customer quotes.
Security and compliance, built in.
Practical controls for the identity and business data that flows through the API — no certification claims, just how we protect data every day.
Consent-aware
Recorded with every request
Role-based access
Least-privilege by default
Encrypted
In transit and at rest
Data minimisation
Only what each call needs
Audit trail
Every call traceable
99.9% SLA
On paid plans
Frequently asked questions
Still not answered? Talk to an engineer, not a bot.
Every request carries your organisation API key as a bearer token. Request the APIs you need from the console; once approved, the same key works for demo hits and live calls.
Yes. Every approved API comes with free demo hits so you can build against the real contract before billing starts. Live calls are pay-per-call with no minimum commitment — you only pay for checks you actually run.
Most do — identity, PAN, GSTIN and similar lookups return in under a second. A few, like video KYC or court record search, run asynchronously; subscribe a webhook and we post the result the moment it's ready.
Consent-bound APIs such as Aadhaar eKYC, credit reports and employment history require the individual's consent. emver records the consent text and timestamp with every such request so your audit trail is complete.
Paid plans carry a 99.9% uptime SLA. Billing is per call, with usage, spend and invoices visible in the developer console in real time.
Start verifying with emver today.
Tell us which APIs and what monthly volume. We set up your organisation, approve the APIs with demo hits and share per-call pricing.